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Mobile Phone Usage in Turkana, Kenya

Ichiyo Habuchi

In: The Routledge Companion to Mobile Media

Gerard Goggin; Larissa Hjorth (eds.)

New York; London: Routledge (2017), pp. 475-487

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Mobile Money Ecosystem in Somalia: Summary

Matthieu Dillais, Anne-Elisabeth Costafrolaz

Altai Consulting;World Bank (2017), 48 slides

"Mobile money embodies financial opportunity in Somalia Deemed convenient, affordable and fast, mobile money has been widely adopted It has reached a penetration rate of 73 83 in urban areas, 72 in IDP camps and 55 in rural areas), compared to a penetration rate of 15 for formal bank accounts Given ... the depreciation of the local currency and lack of other satisfying and accessible alternatives, people and firms rely heavily on mobile money for their daily money transfers, and mobile money services have been acting as a virtual dollarized currency Thus, mobile money has become the primary financial instrument in Somalia and Somaliland while cash usage is decreasing The ecosystem is also already robust, with nearly two thirds of users choosing to keep funds in their mobile accounts rather than cashing them out Large shares in the value mix of disbursements and bill and merchant payments suggest an expanding ecosystem of institutions and businesses using the system. Most of the success has been due to the home grown nature of mobile money Mobile Network Operators have managed to nurture, from scratch, a local context appropriate, unique and compelling mobile money ecosystem that meets Somalis’ needs This is a substantially different environment than telecommunications in countries across the rest of the African continent, which have traditionally been dominated by incoming multi nationals such as India’s Bharti or France’s Orange Given Somalia’s complex political environment and volatile security conditions, investments in telecommunications have been almost exclusively led by Somalis, both from the diaspora and within the country As a result, the ICT sector has been able to leverage Somali social and business networks, and has created products uniquely suited to the Somali context. While mobile money services are broadening the reach of financial services for the unbanked, the most vulnerable are more likely to be excluded from the system Barriers to direct use by the poorest segments include cellular coverage, cost of phone ownership and use, limited access to electrical power, illiteracy and the predominance of mobile money services being offered in USD (rather than the local Shilling valued in rural areas) Nevertheless, there is strong evidence of a social impact Mobile money circulates across groups of different vulnerability levels and in a society of frictionless financial interdependence, mobile money enables more fluidity within the family and clan, and constitutes a lifeline for the poor Mobile money transfers from NGOs and aid agencies also contribute to flows targeting vulnerable populations." (Executive summary) more

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Google Scholar (9)

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The Routledge Companion to Mobile Media

Gerard Goggin, Larissa Hjorth (eds.)

New York; London: Routledge, paperback ed. (2017), xxiii, 558 pp.

"The Routledge Companion to Mobile Media seeks to be the definitive publication for scholars and students interested in comprehending all the various aspects of mobile media. This collection, which gathers together original articles by a global roster of contributors from a variety of disciplines, s ... more

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Google Scholar (7)

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ICTs in Developing Countries: Research, Practices and Policy Implications

Bidit Dey, Karim Sorour, Raffaele Filieri (eds.)

London: Palgrave Macmillan (2016), 192 pp.

"ICTs in Developing Countries is a collection of conceptual and empirical works on the adoption and impacts of ICT use in developing societies. Bringing together a wide range of disciplines and contributors, it offers a rich examination of digital divide and ICT for development both in terms of cont ... more

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Google Scholar (10)

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The long-run poverty and gender impacts of mobile money

Tavneet Suri, William Jack

Science, volume 354, issue 6317 (2016), pp. 1288-1292

"Mobile money, a service that allows monetary value to be stored on a mobile phone and sent to other users via text messages, has been adopted by the vast majority of Kenyan households. We estimate that access to the Kenyan mobile money system M-PESA increased per capita consumption levels and lifte ... more

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Mobile Value-Added Services and the Economic Empowerment of Women: The Case of Usaha Wanita in Indonesia

Tian Cai, Han Ei Chew, Mark R. Levy

Mobile Media & Communication, volume 3, issue 2 (2015), pp. 267-285

"Mobile value-added services (MVAS) represent a growing collaboration between the private sector and the development community. In this paper, we examine one such MVAS, the Nokia Usaha Wanita service running on the Nokia Life+ platform in Indonesia, and we assess its impact as an innovative means fo ... more

Google Scholar (8)

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Quand l'Afrique réinvente la téléphonie mobile

Alain Kiyindou, Kouméalo Anaté, Alain Capo-Chichi (eds.)

Paris: L'Harmattan (2015), 259 pp.

"Entre hybridation et réinvention, les pratiques communicationnelles liées à la téléphonie mobile offrent des perspectives de recherche stimulantes. Pour les opérateurs de téléphonie, il s’ouvre un réel champ, où d’observation en expérimentation, se créent de nouvelles offres. Au-del ... more

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The Wanakonnect Pilot Project: Using Mobile Money to Create a Revenue System for Local Radio Stations in Kenya

Angela Crandall, Leonida Mutuku

Arcata, Calif.; Washington, DC: Internews (2012), 66 pp.

"The community radio stations participating in the pilot project offer special dedication and greeting programs that allow community members to send greetings to friends and family on air. The main objective of this pilot was to understand whether these generally underfunded radio stations could mon ... more

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Changing the Financial Landscape of Africa: An Unusual Story of Evidence-informed Innovation, Intentional Policy Influence and Private Sector Engagement

Simon Batchelor

IDS Bulletin , volume 43, issue 5 (2012), pp. 84-90

"This article uses the Steven Framework to show the influence of research on the policies and practices of mobile money transfer and mobile phone-enabled payments in Africa. While it is a muchdiscussed subject, few people know the wider narrative by which products such as M-Pesa were intentionally c ... more

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Information and Communications for Development: Maximizing Mobile

Washington, DC: World Bank (2012), xviii, 221 pp.

"Analyzes the growth and evolution of mobile telephony, including the rise of data-based services delivered to handheld devices through “apps” (applications) and other ways. Summarizing current thinking and seeking to inform the debate on the use of mobile phones to improve livelihoods, the repo ... more

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The Transformative Role of Mobile Financial Services and the Role of German Development Cooperation

Aiaze Mitha

Eschborn: Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) (2011), 63 pp.

"This document presents a ‘’state-of-the-art’’ review of branchless banking. It examines existing trends, extracts insightful lessons from past experiences and articulates the main challenges ahead with regards to the transformative role of branchless banking. It is also designed to link dev ... more

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Mobile Media Services at Sub-Saharan African Newspapers: A Guide to Implementing Mobile News and Mobile Business
Key Guidance

Kristina Bürén (ed.)

Paris: World Association of Newspapers and News Publishers (WAN-IFRA);African Media Initiative (AMI) (2011), 81 pp.

"The handbook includes case studies gathered through interviews with newspapers in Uganda, Kenya and South Africa, including the Observer and Daily Monitor in Uganda, the Standard and the Daily Nation in Kenya, and Grocott’s Mail, the Mail and Guardian, the Sunday Times and the Sowetan in South Af ... more

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The Innovative Use of Mobile Applications in East Africa
Top Insights

Johan Hellström

Stockholm: Swedish International Development Cooperation Agency (Sida) (2010), 100 pp.

"This report gives an overview of the current state of mobile phone use and services in East Africa. It outlines major trends and main obstacles for increased use as well as key opportunities and potential for upscaling mobile applications. The report draws on secondary data and statistics, as well ... more

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Mobile Communications in Zambia: A Demand Side Analysis Based on the AudienceScapes Survey, Including Insights on Mobile Money Use

David Montes

Washington, DC: Intermedia (2010), 54 pp.

"Youth and young adults (15-29) are often assumed to be leaders in mobile phone use, but this is not entirely the case in Zambia. While those 15 to 29 make up the largest segment of overall mobile phone users, they do not show the highest rate of weekly (regular) users that is taken by those 30 to 4 ... more

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Study on Potentials of Mobile Phones in Investment and Development Projects

Derek Poate

Rome: FAO (2010), 24 pp.

"The report draws on the experiences of projects using mobile phone-based information and communication technologies (ICT) applications in a number of situations, including mobile monitoring and evaluation, m-banking, community development, literacy, anti-corruption, agricultural extension and agric ... more

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Can You Help me Now? Mobile Phones and Peacebuilding in Afghanistan

Sheldon Himelfarb, Cecilia Paradi-Guilford

Washington, DC: United States Institute of Peace (USIP) (2010), 15 pp.

"A decade ago, mobile phone usage in Afghanistan was almost nonexistent; now there are 13 million subscriptions for a total of 29 million citizens, and the annual growth rate of subscription is estimated at 53 percent. A number of factors have fueled this dramatic increase, including the sheer popul ... more

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Mobiles for Development: How Mobile Technologies Can Enhance Plan and Partners in Africa

Hannah Beardon

Helsinki: Plan Finland (2009), 44 pp.

"This guide provides an overview of relevant and innovative examples of how mobile telephones have been successfully integrated into development projects and processes; and a three stage process to help Plan staff and other development practitioners identify the key social, economic and technical fa ... more

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Telefonía móvil y desarrollo financiero en América Latina

Emilio Ontiveros Baeza et al.

Madrid; Barcelona: Fundación Telefónica;Ariel (2009), xv, 148 pp.

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ICTs for Development: Improving Policy Coherence

Paris: OECD (2009), 203 pp.

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Banking on Mobiles: Why, How, for Whom?

Ignacio Mas, Kabir Kumar

Washington, DC: Consultative Group to Assist the Poor (CGAP) (2008), 27 pp.

"This paper examines how banks can translate the potential of mobile phones into greater financial access for poor people. Although mobile phone operators have been able to use the mobile phone for mobile remittance and bill payment services in several countries, banks have had little success in usi ... more

Mobile Media Services at Sub-Saharan African Newspapers: A Guide to Implementing Mobile News and Mobile Business Key Guidance

The Innovative Use of Mobile Applications in East Africa Top Insights

Mobile Media Services at Sub-Saharan African Newspapers: A Guide to Implementing Mobile News and Mobile Business
Key Guidance

The Innovative Use of Mobile Applications in East Africa
Top Insights