"Over 68% of countries in Africa have a Universal Service and Access Fund (USAF) in place; 62% of these funds are active. Just 3 of the 37 countries with USAFs have universal access policies that explicitly aim to connect women and girls through the fund. Just 23 African countries openly publish details on their USAF activities. There is US$177 million sitting unspent in USAFs across the 13 African countries where these financial details are available. Across all 37 USAFs in Africa, unspent funds total an estimated US$408 million. This amount could bring approximately 6 million women online, or could be used to provide digital skills training to nearly 16 million women and girls. Disbursement rates for USAF funds are low, averaging around just 54% in 2016. Just four of the USAFs studied carry a zero balance: Cote d'Ivoire, Nigeria, Rwanda and Uganda." (Executive summary, p.3)